Your best financial future starts today
Invest smartly with a diversified portfolio and the support you need. You don’t have to be an expert—Finhabits does it for you
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Our numbers speak for themselves
Registered users
Audience engagement
App Store rating
Deposits received
At Finhabits we believe
everyone can have a better financial future
Investing made easy
We handle diversification and rebalancing for you across all your accounts - whether your goal is to build a rainy day fund, buy a house, retire, or something else. Finhabits has the account and portfolio you need to make it happen. Open an account in minutes.
Financial planning so you can reach your goals faster
Schedule a call with a financial planner* or get help 24/7 from your virtual financial planner, Emma. Your better financial future starts with a question– ask it today.
*Available to customers with account balances over $12,000
Protect your financial future
Insurance coverage is an important part of your financial plan because it protects your income, savings, and loved ones from unexpected setbacks that could derail your long-term goals. We help you find only the coverage you need.
We’ve helped over 900,000 people learn better financial habits. Our clients have invested more than $400 million at Finhabits. We’re excited to help you too!
4.6
App Store rating
"Finhabits is a way to grow your money, a way to learn how to invest your money."
Myriam C.
“Go for it, you won’t be disappointed with Finhabits. That would be my message.”
José P.
“You can achieve your goals as long as you start building the habit of saving — the sooner you begin, the more likely you are to reach your objective.”
Olga G.
The testimonials presented are from individuals who were Finhabits users at the time they shared their comments. They were not compensated for their opinions. The experiences described do not necessarily reflect those of all users and are not a guarantee of future results.
Save on car insurance
Get insurance quotes in one place, compare easily, and choose the best option to protect what matters while taking care of your money
Financial planning so you can reach your goals faster
Schedule a call with a financial planner* or get help 24/7 from your virtual financial planner, Emma. Your better financial future starts with a question - ask it today.
*Available to customers with account balances over $12,000
If you’ve made it this far, it’s because
your future matters to you
Don’t wait any longer—download the app, become a member and start building your financial future.
FAQs
Yes, Finhabits is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). This registration means they are regulated as an investment advisory firm, ensuring compliance with regulatory standards. However, SEC registration does not imply a particular level of skill or training beyond regulatory requirements.
Yes, you can open an investment account and invest with an ITIN (Individual Taxpayer Identification Number) instead of a Social Security Number (SSN) when using Finhabits.
The Subscription Fee is $10/month. You automatically switch to an annual Asset Management Fee of 1.0% (charged monthly) when the combined balance across all your Finhabits accounts surpasses $12,000. The Asset Management Fee of 1.0% is only assessed on your first $100,000 across all your Finhabits accounts.
At Finhabits, we invest in the U.S. stock market through diversified portfolios that include up to 6 types of assets via Exchange-Traded Funds (ETFs). These assets can include U.S. stocks, international stocks, government bonds, and real estate through REITs (Real Estate Investment Trusts).
Latest stories and blogs
News of the Week: Tariffs, High Yields, and a BlackRock Record
As every week, we bring you the main economic events that could influence your financial decisions. This edition continues tracking the new U.S. trade tariffs,
Why we’re talking about tariffs again: what they mean for your wallet and portfolio
Tariffs, globally defined: tariffs are taxes on imported goods that governments collect when products cross a border. They raise the landed cost of imports; how
Financial Planning: Your roadmap to peace of mind, control, and long-term growth
Financial planning isn’t reserved for people with six-figure salaries or trust funds. It’s your personal roadmap to make your money work with you, not against
Financial News – Fed split on rate cuts, shutdown pain, and the AI boom
This week delivered three major financial stories that will ripple through markets and household finances: the Fed’s internal discord over further easing, the mounting effect