Explore tools for your financial future
Invest smartly with a diversified portfolio and the support you need. Explore investing tools and guidance to help you make informed decisions
As seen in
At Finhabits we believe
everyone can have a better financial future
Invest
Investing made easy
We handle diversification and rebalancing for you across all your accounts – whether your goal is to build a rainy day fund, buy a house, retire, or something else. Finhabits has the account and portfolio you need to make it happen. Start your account application.
Plan
Financial planning to help you work toward your goals
Schedule a call with a financial planner* or get help 24/7 from your virtual financial planner, Emma. Your better financial future starts with a question– ask it today.
*Available to customers with account balances over $12,000
Protect
Protect your financial future
Insurance coverage is an important part of your financial plan because it protects your income, savings, and loved ones from unexpected setbacks that could derail your long-term goals. We help you find only the coverage you need.
More than 900,000 people have used Finhabits to improve their finances. Our customers have invested over $400 million through the platform. We’re excited to help you too!
4.6
App Store rating
“Finhabits is a way to grow your money, a way to learn how to invest your money.”
Myriam C.
“Go for it, you won’t be disappointed with Finhabits. That would be my message.”
José P.
“You can achieve your goals as long as you start building the habit of saving — the sooner you begin, the more likely you are to reach your objective.”
Olga G.
The testimonials presented are from individuals who were Finhabits users at the time they shared their comments. They were not compensated for their opinions. The experiences described do not necessarily reflect those of all users and are not a guarantee of future results.
Save on car insurance
Get insurance quotes in one place, compare easily, and choose the best option to protect what matters while taking care of your money
Financial planning to help you work toward your goals
Schedule a call with a financial planner* or get help 24/7 from your virtual financial planner, Emma. Your better financial future starts with a question – ask it today.
*Available to customers with account balances over $12,000
If you’ve made it this far, it’s because
your future matters to you
Don’t wait any longer—download the app, become a member and start building your financial future.
FAQs
Is Finhabits a registered investment advisor?
Yes, Finhabits Advisors LLC is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser. Registration does not imply a particular level of skill or training.
Can I invest with an ITIN if I don’t have an SSN?
Finhabits accepts an ITIN (Individual Taxpayer Identification Number) for investment account applications. Account opening is subject to eligibility and identity verification requirements.
How much is a Finhabits membership?
The Subscription Fee is $10/month. You automatically switch to an annual Asset Management Fee of 1.0% (charged monthly) when the combined balance across all your Finhabits accounts surpasses $12,000. The Asset Management Fee of 1.0% is only assessed on your first $100,000 across all your Finhabits accounts.
What does Finhabits invest in?
At Finhabits, we invest in the U.S. stock market through diversified portfolios that include up to 6 types of assets via Exchange-Traded Funds (ETFs). These assets can include U.S. stocks, international stocks, government bonds, and real estate through REITs (Real Estate Investment Trusts).
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