Should I maintain a minimum balance in the investment account?

Maintaining a minimum balance is one way to ensure that your investment account performs optimally. It allows you to take advantage of market opportunities so that your investments continue to grow. For instance, if you suddenly need a large sum of money for a medical emergency, having a minimum balance can help you avoid selling your investments at a loss. Similarly, if the market experiences a downturn, having a minimum balance can help you take advantage of buying opportunities. Although maintaining a minimum balance is not mandatory, doing so helps you maximize the potential of your investments and be prepared for any eventuality.