At Finhabits, we offer different types of portfolios with expected returns based on risk level and investment time. Here we explain:
Conservative Portfolios:
- Conservative Portfolios are designed for lower risk, making them ideal for medium-term goals such as a vacation or building an emergency fund you might need in the next 5-10 years. These portfolios offer steady and reliable growth for your savings.
More aggressive portfolios:
- Aggressive portfolios, means a higher chance of losing money, but it also means a higher return potential. They are ideal for long-term goals such as a college or retirement fund, where the potential for higher returns can significantly boost your savings over time.
It’s important to understand that no investment service can guarantee an interest rate. If someone makes you such a promise, we advise you to be cautious and, even better, to run away! However, the key to being a successful investor is to invest habitually. This means regularly adding money to your account to spread out any risk, even if it is small. Doing this can increase your chances of success in the long run, empowering you to take control of your financial future.
