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Build Wealth

with Finhabits

– 3 Months Free*

  • Low cost ETF investments.
  • Diversified portfolio.
  • SSN or ITIN accepted.
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We help business owners and their workers invest for the future
Personal Investment
Invest for your medium- and long-term goals, such as building wealth or saving for a down payment on a new home. With this account, you’ll have access to a well-diversified investment portfolio.
Emergency Reserve
This account offers peace of mind, ensuring that you and your family are financially prepared for unexpected expenses.
Traditional or Roth IRA
An easy way to open and manage an Individual Retirement Account (IRA). Enjoy the convenience of automatic deposits, which can be paused as needed.

Invest with confidence

and strategy

Our team has over 20 years of experience in asset management.

Finhabits uses exchange-traded funds (ETFs). These invest in hundreds of companies like Tesla, Amazon, and Disney.

Finhabits diversify your portfolio investing in ETFs that include:

– U.S. stocks
– International stocks
– Government bonds
– Corporate bonds

Frequently asked questions
What is Finhabits?

Finhabits is an investment service based in New York City and registered with the Securities and Exchange Commission (SEC), the regulatory agency for investment services in the United States and Puerto Rico. Registration does not imply a certain level of skill or training.

What kind of investments are included in Finhabits portfolios?

Finhabits invests in the stock market via portfolios that include a mix of up to six types of assets, such as U.S. and international stocks, government and corporate bonds, and real estate investment trusts (REITs), all accessed through Exchange-Traded Funds (ETFs).

Can I invest if I have an ITIN?

Yes. Finhabits allows you to open an investment account with an ITIN (Individual Taxpayer Identification Number) provided by the IRS.

Do I have access to my invested funds with Finhabits?

Yes. At Finhabits, we understand the importance of accessibility to your funds. You have the freedom to make withdrawals from your account whenever you need to through our mobile app or website. Please be aware that withdrawals may take up to 5 business days to be processed. We encourage you to approach investing with a longer-term perspective, ideally holding your investments for a period of at least 3 to 5 years.

If you’ve scrolled this far, it’s because you care about your future

Invest your money with a real strategy


Take the first step today. ¡Sin miedo!

Get offer
* To be eligible for the 3 Free Months offer you must be a new Finhabits investment client. A new Finhabits investment client is defined as a client that has not previously signed up for a Finhabits account using their email address and phone number. The offer can only be redeemed by clicking on the button provided in the Mastercard Digital Doors website. The offer only applies for one Individual Retirement Account or one taxable account per new client. The offer does not apply for Finhabits 401k plans or Health Insurance services. Finhabits will reimburse the monthly fee for the first three months on your new account. Other custodial fees may apply. Please note that Finhabits is not responsible for incorrect entry or any other failure on your part to meet the standards for qualifying for the offer. The value of the reimbursement fee may constitute taxable income, and users are advised to consult with a tax advisor to determine any tax obligations. The offer is only valid for new Finhabits clients who are U.S. residents, is non-transferable, and cannot be combined with other offers. Finhabits reserves the right to terminate, modify, or cancel this offer at any time and without prior notice. Finhabits also reserves the right to refuse or recover any promotional award if it determines that the offer was obtained under wrongful or fraudulent circumstances, inaccurate or incomplete information was provided during the account opening, or if any terms of Finhabits’ Advisory Agreement have been violated. This offer is made by Finhabits and not by Mastercard. You must agree to the Finhabits Terms of Use. Mastercard makes no offer, and disclaims all warranties and liability in relation to Finhabits’ offer.

Investment advisory services offered through Finhabits Advisors LLC ("Finhabits"), an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Investing involves risk. Past performance is not indicative of future returns. You may lose money. All visuals are illustrative only. Featured individuals are actors or paid spokespeople and not clients of Finhabits unless otherwise noted. Any testimonial of advisory services is representative of the client's view at the time it was collected. Securities offered through Apex Clearing Corporation, Member FINRA, SIPC. Securities in your account are protected up to $500,000. See SIPC.org for more details. By using this service, you hereby consent to our Terms of Use and Privacy Policy. A person shall only become a client of Finhabits when he or she has signed the advisory agreement and acknowledged receiving all disclosures from Finhabits. Exchange Traded Funds are provided by Vanguard and iShares, registered trademarks of The Vanguard Group Inc. and BlackRock Inc. ​
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Insurance services offered through Finhabits Insurance Services LLC, a licensed producer in certain states. Go to licenses for more details. All information herein as well as any communication on social media is neither an offer to sell insurance nor an advertisement of insurance in any place except states with licenses. Finhabits Advisors LLC is not a fiduciary to insurance products or services.

Copyright © 2025 Finhabits Inc. All rights reserved.

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