at: 1-800-935-7214
at: 1-800-935-7214

Easy-to-manage plans
Matching options

Smart investments

Build financial habits

Bilingual mobile app
per month
First 3 years after tax credits*
$3
per month
1
2
3
The Finhabits 401k plans were designed with most small and medium-sized businesses in mind, including those in states like California and Illinois that have been mandated to offer retirement benefits. While state-sponsored retirement plans commonly use IRAs (Individual Retirement Accounts), only employees earning less than the IRS maximum can participate. A Finhabits 401k plan can be a better solution for you and your employees.

In today’s tight labor market, a 401k can help your business attract and maintain top talent.
Our plans come with automated contributions deducted directly from the employees’ pay
A 401k is a company-sponsored retirement savings plan. In a 401k, employees can voluntarily contribute part of their income, and employers can match their employee's contributions. In a traditional 401k, employee contributions are "pre-tax," meaning they can reduce taxable income, however, withdrawals are taxable. Business and individual tax scenarios can vary. You should consult your tax adviser.
Finhabits offers its plans to businesses regardless of size. Most companies looking to offer a retirement plan for the first time can sign up for a Finhabits 401k plan. If you have questions, you can call us Monday through Friday during business hours at 1-800-935-7214.
If you decide that the plan you’ve chosen doesn’t suit your business needs, there are required regulatory steps that must be taken. Please note that there could be additional nondiscrimination testing and there is a cost to terminate the plan.
The onboarding process can be completed online with just a few clicks and in minutes. We provide you with phone support in English or Spanish and we prepare all the necessary legal documents for you to sign electronically. If you have questions, please call us Monday through Friday at 1-800-935-7214.
Questions? Call 1-800-935-7214
