New! Finhabits report Power in Numbers: The $113 Trillion Unseen Hispanic Wealth Opportunity >

Build your financial future

Invest wisely, get health insurance, build smart habits and more

Let’s build smart financial habits

with the right tools

Investment & retirement accounts

Finhabits helps you invest wisely with a diversified portfolio and the support you need.

Individual & family health insurance coverage

Finhabits helps you find an affordable health insurance plan and apply to government subsidies, if you qualify.

Tiny changes that add up

Finhabits helps you make small changes to your money habits with simple educational videos and podcasts.

Are you a business owner? Learn about the Finhabits 401k plans here >

Crecemos juntos
You decide how much and when to invest
$100
$1,000
$10,000
$100 $1,000 $10,000

Discover how your invested money can grow over time with our Finhabits calculator

To use it, simply follow these steps:

1

Enter your initial deposit

2

Enter your weekly or monthly contributions

3

Adjust the years of your investment

4

Select the percentage of your expected annual return
The performance is hypothetical and does not represent actual performance. Actual performance may vary. The performance is provided for informational purposes only. Backtested performance results have certain inherent limitations and should not be relied upon. The annual expected returns of 3% to 6% described above are calculated using a backtest of actual asset-weighted returns of the ETFs included in each portfolio. The backtest is from January 1 2008 to May 31 2016. The expected returns are net of the 1.0% annual Finhabits asset management fee and uses an account with a balance of $15,000.
Why invest with Finhabits?
We are a service created by Latinos for Latinos and
understand what matters most to you
We are a service created by Latinos for Latinos and understand what matters most to you
We speak
tu idioma

Download the Finhabits app and manage your money in your preferred language

Real people,
just like you
Our customer service is available from Monday to Friday to help answer your questions
80,000 clients
trust us
Finhabits proudly serves the Latino community across the United States and Puerto Rico
“An online investing service designed for a first-time savers”
“Finhabits is focusing on simplicity and access”
“The bilingual platform makes retirement saving easy”
Frequently asked questions
Can I withdraw balance from my Finhabits account whenever I want?

Yes, you can withdraw money from your Finhabits account whenever you want directly from the app or website. If you have an IRA or 401k, you must check with your tax advisor. Please note it can take up to 6 business days to sell your investments and transfer the money to your bank account. Weekends and bank holidays might delay the process.

Is Finhabits a real company?

Yes, Finhabits is a real company that was founded in 2015 with offices in NYC and El Paso, Texas. We’re are registered with the SEC (Securities and Exchange Commission) the regulating agency of investment services in the United States and Puerto Rico. Registration does not imply a certain level of skill or training.

Do I need a Social Security number to open a Finhabits account?

No, you don’t need a SSN to open a Finhabits account. You can also register using an ITIN (Individual Taxpayer Identification Number).

How much does it cost to invest with Finhabits?

The Finhabits Platform Subscription fee is $10 per month and includes three investment accounts along with a host of financial tools and content. When your combined balances across all your Finhabits investment accounts surpass $12,000, you will automatically switch to an annual Asset Management fee of 1.0%.

The Finhabits fee covers most of the costs associated with your investment account such as unlimited deposits, withdrawals, re-balancing, and reinvestment of dividends. You could incur extra charges on services that are not part of the normal service such as printed statements.

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